

Payments
- Comprehensive payment processing - credit/debit/ATM/prepaid cards, PayPal, Alipay, real-time bank transfer (eCheck/RTBT/EFT), pay by text, pay by email, push-through PDF, and more
 - Support for point-of-sale (POS), mobile POS (mPOS), and virtual (card not present) terminals
 - Single, recurring, split, and future-dated/scheduled payment processing
 - Express checkout payments
 - Full and partial payment authorizations, captures, and refunds
 - Mobile applications and support for Apple Pay™/Google Pay™
 - Dynamic Currency Conversion (DCC)
 - Batch processing for Captures and Refunds
 - Merchant & Company Gift Card Solutions
 - Level II and Level III Data Processing
 - Pre-Authorization, Deferred Authorization and Zero Amount Authorizations
 - Configurable settings for AVS (Address Verification Service) and CVV (Card Verification Value) checks
 - Auto Pay Option
 - Mobile payments through Venmo
 - Carrier billing support for payments
 - Efficient and configurable - easy to introduce new payment options
 - 3DES/AES-256 encryption for sensitive customer information
 
- Fraud Prevention
					
- Two-Factor Authentication (2FA) - Soft, hard, and mobile tokens
 - 3D Secure 2.0 (VISA SECURE, Mastercard Identity Check, and more)
 
 - Secure customer data management
 - Guaranteed secure transaction delivery
 - Activity/transaction auditing, reporting and event logging
 - Payment tokenization/card storage
 - Email and/or SMS notifications and alerts
 - Fraud Management
					
- By geolocation/country/region
 - By vertical (travel, digital, and retail)
 - By device type (browser, mobile, tablet, IOT)
 - By IP address
 
 - PCI DSS v4.0 certified, HIPAA compliant, EU GDPR (European Union - General Data Protection Regulation) 2016/679 compliant, and California Consumer Privacy Act of 2018 (CCPA) complaint
 - Vault for PayPal, VISA Checkout, and MasterPass credentials using OAuth 2.0
 - EMV Smart Card/NFC Contactless Support
 - QR Code Payments
 - "Blockchain" Technology
 - Shared Voice Wallet and Shared Digital Wallet (Multi-Merchant Program/Shopping)
 - Conversational Commerce
 - Healthcare Cards
 - Secure Remote Commerce (SRC)
 - Integration with several Customer Relationship Management (CRM), Enterprise Resource Planning (ERP), Backend Accounting/Financial systems, and Booking/Reservation systems streamlines operations, improving data management and enhancing customer experiences
 
Supported Payment Methods
Credit Cards
			
			
			
			
			
			
		Debit & ATM Cards
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
		Real-Time Banking / Electronic Bank Transfer
			
			
			
			
			
			
			
			
			
			
			
			
		Healthcare (HSA, FSA, and HRA) Cards
		Asia Pacific (APAC)
			
			
			
		Latin America and the Caribbean (LAC)
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
	
		Oceania
			
		3D Secure
			
			
			
			
			
			
			
			
		Mobile/Other Pays
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
			
		Express Checkout
			
			
			
			
		RFID & NFC Cards
			
			
			
		Petroleum / Fleet Cards
			
		AI & IOT
			
			
			
		- Some of these cards support only PIN-based or PINless options, whereas some support both.
 - VISA Electron is a debit card available across most of the world with the exception of Canada, Australia, Ireland, and the United States.
 - ELO's 3D Secure version is ELO Compra Segura (Secure Shopping), which is offering consumer authentication for merchants accepting credit and debit cards for eCommerce in Brazil.
 - Samsung Pay is only supported on POS terminals (NFC, magnetic stripe, and EMV) for chip-based cards.
 
Plans
					Basic | 
				
					Plus | 
				
					Premium | 
			|
|---|---|---|---|
| Credit, debit, prepaid, and ATM cards | |||
| PayPal & PayPal Credit | |||
| Domestic real-time bank transfer (eCheck/RTBT/EFT) | |||
| POS and Virtual (card-not-present) Terminals | |||
| Recurring Payments | |||
| Email and/or SMS notifications and alerts | |||
| Batch processing for Auths, Captures, and Refunds | |||
| Payment Tokenization/Card Storage | |||
| Standard Application Support | |||
| Fraud Management | |||
| Split payments | |||
| Express checkout (VISA Checkout, AMEX Express Checkout, and more) | |||
| Two-Factor Authentication (2FA) - Soft, hard, and mobile tokens | |||
| Future-dated payments | |||
| Mobile Apps (iOS and Android) | |||
| mPOS Terminal | |||
| Advanced Application Support | |||
| Integratable custom features | |||
| PIN-based debit | |||
| 3D Secure 2.0 (VISA SECURE, Mastercard Identity Secure, and more) | |||
| International payment methods (cards, eCheck/RTBT/EFT, Alipay, and more) | |||
| Dynamic Currency Conversion (DCC) | |||
| Apple Pay™/Google Pay™ support | |||
| Pay-by-text, pay-by-email, push-through PDF | |||
| Gift Cards | |||
| Pay with Bitcoin | |||
| Pay with Amazon Alexa | 
Reseller Program
Interested in reselling VELA products? If so, please call us at +1-678-740-0263 or email us at vela@datumtg.com.
Download VELA Payments Product Brochure Download VELA Multi-Currency Processing Brochure

		
