User Lite Summary

The userLiteSummary API is used to fetch the users associated with the invoices.

Request

Endpoint

/ui/v1/userLiteSummary

Method

POST
Content-Type: application/json

Body

{
    "merchantId": [
        "22"
    ]
}

Response

{{
    "records": [
        {
            "id": 440,
            "userName": "ABCD_VELA",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 340,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 363,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "VELA",
            "customer": {
                "id": 11491,
                "customerNumber": "161491",
                "customerName": "ANUPRIYA PATIL",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 601,
            "userName": "cuser.johnlewandowski",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 470,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 475,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "John Lewandowski",
            "customer": {
                "id": 18935,
                "customerNumber": "10",
                "customerName": "John Lewandowski",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 444,
            "userName": "customeradmin.patientbilling",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 344,
                    "roleType": {
                        "name": "CUSTOMER_ADMIN"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 342,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": null,
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Patient Billing",
            "customer": {
                "id": 12251,
                "customerNumber": "87680",
                "customerName": "Abhijeet Goray",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 443,
            "userName": "customeruser.patientbilling",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 343,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 341,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Patient Billing",
            "customer": {
                "id": 17890,
                "customerNumber": "9999999994",
                "customerName": "GC4 Test4",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 452,
            "userName": "DDPUser1",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 351,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 349,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Dunlap",
            "customer": {
                "id": 12221,
                "customerNumber": "164660",
                "customerName": "Derrick Dunlap",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 521,
            "userName": "EttaColeman",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 401,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 404,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Coleman",
            "customer": {
                "id": 20902,
                "customerNumber": "147928",
                "customerName": "Etta Coleman",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 415,
            "userName": "gaclinic-guestuser",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 322,
                    "roleType": {
                        "name": "GUEST"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 319,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": null,
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "user",
            "customer": null,
            "customerId": null
        },
        {
            "id": 414,
            "userName": "gaclinic.patientbilling",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 321,
                    "roleType": {
                        "name": "MERCHANT_ADMIN"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 318,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_APPLICABLE"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Patient Billing",
            "customer": null,
            "customerId": null
        },
        {
            "id": 448,
            "userName": "gaclinic.signupuser",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 348,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 346,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Signup User",
            "customer": {
                "id": 12221,
                "customerNumber": "164660",
                "customerName": "Derrick Dunlap",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 418,
            "userName": "gaclinicpc-patientbillingguestuser",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 324,
                    "roleType": {
                        "name": "GUEST"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 321,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "User",
            "customer": null,
            "customerId": null
        },
        {
            "id": 604,
            "userName": "gacpcsuser.pb",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 473,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 478,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "PBilling",
            "customer": {
                "id": 24293,
                "customerNumber": "8888888887",
                "customerName": "GC1 Test1",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 434,
            "userName": "GCPBTestadmin1",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 334,
                    "roleType": {
                        "name": "MERCHANT_ADMIN"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 331,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_APPLICABLE"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "GCPB",
            "customer": null,
            "customerId": null
        },
        {
            "id": 435,
            "userName": "GCPBTestadmin2",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 335,
                    "roleType": {
                        "name": "MERCHANT_ADMIN"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 332,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_APPLICABLE"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "GCPB",
            "customer": null,
            "customerId": null
        },
        {
            "id": 445,
            "userName": "PQRS",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 345,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "UNLINKED"
            },
            "mobile": "",
            "userChannelMap": [],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Deng",
            "customer": {
                "id": 12213,
                "customerNumber": "162413",
                "customerName": "JIAWEI DENG",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 436,
            "userName": "MintaBeard",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 336,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "UNLINKED"
            },
            "mobile": "",
            "userChannelMap": [],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "MintaBeard",
            "customer": {
                "id": 11486,
                "customerNumber": "40312",
                "customerName": "Minta Beard",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 424,
            "userName": "mpatient1",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 326,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 323,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 1,
                        "channelName": "Test Channel",
                        "channelStatus": {
                            "name": "DELETED"
                        },
                        "channelType": {
                            "name": "INTERNAL"
                        },
                        "createdDateTime": 1550083621000,
                        "merchantId": 1,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "AIRLINE"
                        },
                        "allowCashAsPaymentMethodInd": true,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 34,
                                "paymentMethodType": {
                                    "value": "eCheck (ACH)",
                                    "name": "ECHECK"
                                },
                                "paymentGateway": {
                                    "value": "Authorize.Net",
                                    "name": "AUTHORIZENET"
                                },
                                "cardBrand": {
                                    "value": "eCheck (ACH)",
                                    "name": "ECHECK"
                                },
                                "cardId": null,
                                "createdUserId": 1,
                                "lastModifiedUserId": null,
                                "createdDateTime": 1554309392000,
                                "lastUpdatedDateTime": null,
                                "position": 6
                            },
                            {
                                "id": 28,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Authorize.Net",
                                    "name": "AUTHORIZENET"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 201,
                                "createdUserId": 1,
                                "lastModifiedUserId": null,
                                "createdDateTime": 1554309392000,
                                "lastUpdatedDateTime": null,
                                "position": 0
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "mpatient1",
            "customer": {
                "id": 11495,
                "customerNumber": "94124",
                "customerName": "Madhavi Edupuganti",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 465,
            "userName": "Nayanatest",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 360,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 358,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Booker",
            "customer": {
                "id": 15921,
                "customerNumber": "121842",
                "customerName": "Nayanna Booker",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 386,
            "userName": "Patient.billing",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 297,
                    "roleType": {
                        "name": "MERCHANT_ADMIN"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 295,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 39,
                        "channelName": "Patient Billing",
                        "channelStatus": {
                            "name": "DELETED"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1634665918000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 414,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": true,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 628,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1634665918000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 621,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1634665918000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_APPLICABLE"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Billing",
            "customer": null,
            "customerId": null
        },
        {
            "id": 466,
            "userName": "patientbilling.gaclinic",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 361,
                    "roleType": {
                        "name": "MERCHANT_ADMIN"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 359,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_APPLICABLE"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Patientbilling",
            "customer": null,
            "customerId": null
        },
        {
            "id": 416,
            "userName": "PBAdmin1",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 323,
                    "roleType": {
                        "name": "MERCHANT_ADMIN"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 320,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_APPLICABLE"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Admin",
            "customer": null,
            "customerId": null
        },
        {
            "id": 464,
            "userName": "PBtestcustomer1",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 359,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 357,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "PBtestcustomer1",
            "customer": {
                "id": 15925,
                "customerNumber": "207",
                "customerName": "James Martin",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 474,
            "userName": "PBtestuser1",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 364,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 362,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Testuser",
            "customer": {
                "id": 18295,
                "customerNumber": "169103",
                "customerName": "MICHAEL KESKONIS",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 480,
            "userName": "PBTestuser1-1",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 368,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 367,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Test",
            "customer": {
                "id": 17888,
                "customerNumber": "9999999992",
                "customerName": "GC1 Test1",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 442,
            "userName": "PBuser11",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 342,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "UNLINKED"
            },
            "mobile": "",
            "userChannelMap": [],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "PBuser11",
            "customer": {
                "id": 11500,
                "customerNumber": "155120",
                "customerName": "Udisha Bhattacharyya",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 427,
            "userName": "puserDanielleGates",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 327,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "UNLINKED"
            },
            "mobile": "",
            "userChannelMap": [],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Gates",
            "customer": {
                "id": 12203,
                "customerNumber": "156917",
                "customerName": "Danielle Gates",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 423,
            "userName": "signupuser",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 325,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 322,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 1,
                        "channelName": "Test Channel",
                        "channelStatus": {
                            "name": "DELETED"
                        },
                        "channelType": {
                            "name": "INTERNAL"
                        },
                        "createdDateTime": 1550083621000,
                        "merchantId": 1,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "AIRLINE"
                        },
                        "allowCashAsPaymentMethodInd": true,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 34,
                                "paymentMethodType": {
                                    "value": "eCheck (ACH)",
                                    "name": "ECHECK"
                                },
                                "paymentGateway": {
                                    "value": "Authorize.Net",
                                    "name": "AUTHORIZENET"
                                },
                                "cardBrand": {
                                    "value": "eCheck (ACH)",
                                    "name": "ECHECK"
                                },
                                "cardId": null,
                                "createdUserId": 1,
                                "lastModifiedUserId": null,
                                "createdDateTime": 1554309392000,
                                "lastUpdatedDateTime": null,
                                "position": 6
                            },
                            {
                                "id": 28,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Authorize.Net",
                                    "name": "AUTHORIZENET"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 201,
                                "createdUserId": 1,
                                "lastModifiedUserId": null,
                                "createdDateTime": 1554309392000,
                                "lastUpdatedDateTime": null,
                                "position": 0
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Patient",
            "customer": {
                "id": 11489,
                "customerNumber": "133301",
                "customerName": "Vijaya Ulsala",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 438,
            "userName": "TaraDevane",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 338,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "UNLINKED"
            },
            "mobile": "",
            "userChannelMap": [],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "TaraDevane",
            "customer": {
                "id": 11494,
                "customerNumber": "43058",
                "customerName": "Tara Devane Jones",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 428,
            "userName": "testpatient1",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 328,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "UNLINKED"
            },
            "mobile": "",
            "userChannelMap": [],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "patient1",
            "customer": {
                "id": 11495,
                "customerNumber": "94124",
                "customerName": "Madhavi Edupuganti",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 454,
            "userName": "testPatient11",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 352,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 350,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Simpson",
            "customer": {
                "id": 12236,
                "customerNumber": "150205",
                "customerName": "Linda Simpson",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 469,
            "userName": "TestPatient111",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 362,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 360,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "Patient1",
            "customer": {
                "id": 19013,
                "customerNumber": "167513",
                "customerName": "Alexiou Nikolaos",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 450,
            "userName": "TestPatient12",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 350,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "ACTIVE"
            },
            "mobile": "",
            "userChannelMap": [
                {
                    "id": 348,
                    "cardNotPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "cardPresentChannel": {
                        "id": 42,
                        "channelName": "GAClinic-Patient Billing",
                        "channelStatus": {
                            "name": "ACTIVE"
                        },
                        "channelType": {
                            "name": "EXTERNAL"
                        },
                        "createdDateTime": 1641916120000,
                        "merchantId": 22,
                        "lockedDateTime": null,
                        "lockedByUserId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": 1,
                        "industryType": {
                            "name": "RETAIL"
                        },
                        "allowCashAsPaymentMethodInd": false,
                        "allowMoneyOrderAsPaymentMethodInd": true,
                        "allowPaperCheckAsPaymentMethodInd": true,
                        "allowEStoreCreditAsPaymentMethodInd": false,
                        "paymentMethods": [
                            {
                                "id": 681,
                                "paymentMethodType": {
                                    "value": "Debit Card",
                                    "name": "PIN_LESS_DEBIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA Debit",
                                    "name": "VISA_DEBIT"
                                },
                                "cardId": 1220,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 41
                            },
                            {
                                "id": 674,
                                "paymentMethodType": {
                                    "value": "Credit Card",
                                    "name": "CREDIT_CARD"
                                },
                                "paymentGateway": {
                                    "value": "Fiserv (Datawire & ISO-8583 & Nashville)",
                                    "name": "FISERV_DATAWIRE_ISO_8583"
                                },
                                "cardBrand": {
                                    "value": "VISA",
                                    "name": "VISA"
                                },
                                "cardId": 1201,
                                "createdUserId": 1,
                                "lastModifiedUserId": 1,
                                "createdDateTime": 1641916120000,
                                "lastUpdatedDateTime": null,
                                "position": 32
                            }
                        ],
                        "allowDynamicRoutingCapabilityInd": false,
                        "secondaryPaymentGateway": null,
                        "tertiaryPaymentGateway": null,
                        "userCount": null,
                        "assignedPaymentMethods": null,
                        "message": null,
                        "paymentMethodsCount": null,
                        "merchantName": null
                    },
                    "lastModifiedUserId": null
                }
            ],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "TestPatient12",
            "customer": {
                "id": 12221,
                "customerNumber": "164660",
                "customerName": "Derrick Dunlap",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 447,
            "userName": "testpatient123",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 347,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "UNLINKED"
            },
            "mobile": "",
            "userChannelMap": [],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "patient123",
            "customer": {
                "id": 12221,
                "customerNumber": "164660",
                "customerName": "Derrick Dunlap",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        },
        {
            "id": 437,
            "userName": "TestPBsignup",
            "loyaltyRewardsNumber": null,
            "merchantId": 22,
            "roles": [
                {
                    "id": 337,
                    "roleType": {
                        "name": "CUSTOMER_USER"
                    },
                    "checked": true,
                    "lastModifiedUserId": null
                }
            ],
            "status": {
                "name": "UNLINKED"
            },
            "mobile": "",
            "userChannelMap": [],
            "loyaltyStatus": {
                "name": "NOT_ENROLLED"
            },
            "loyaltyTierLevel": {
                "name": "NONE"
            },
            "lastName": "TestPBsignup",
            "customer": {
                "id": 11492,
                "customerNumber": "163216",
                "customerName": "Pavani Parikh",
                "merchant": {
                    "id": 22,
                    "merchantName": "Georgia Clinic, PC Patient Billing",
                    "merchantDescription": "Georgia Clinic, PC Patient Billing",
                    "addressLine1": "6330 Primrose Hill Ct",
                    "addressLine2": "",
                    "addressLine3": "",
                    "city": "Norcross",
                    "state": "GA",
                    "zipCode": "30092",
                    "country": "USA",
                    "mailingAddressLine1": "6330 Primrose Hill Ct",
                    "mailingAddressLine2": "",
                    "mailingAddressLine3": "",
                    "mailingCity": "Norcross",
                    "mailingState": "GA",
                    "mailingZipCode": "30092",
                    "mailingCountry": "USA",
                    "pointOfContact": "Administrator",
                    "pointOfContactJobTitle": "",
                    "pointOfContactDepartment": "",
                    "pointOfContactEmail": "admin@ga-clinic.com",
                    "pointOfContactPhone": "7709030120",
                    "pointOfContactMobile": "",
                    "pointOfContactFax": "",
                    "lastModifiedUserId": 1,
                    "addressVerificationCheckInd": true,
                    "cardVerificationCheckForCNPTransactionsInd": true,
                    "cardVerificationCheckForTokenizedTransactionsInd": false,
                    "cardVerificationCheckForCPTransactionsInd": false,
                    "loyaltyRewardsEnabledInd": false,
                    "initialLoyaltyRewardsNumber": null,
                    "passwordNeverExpiresInd": false,
                    "passwordExpirationDays": 90,
                    "passwordExpirationWarningDays": 5,
                    "onetimePasscodeValdtyTimePeriod": 10,
                    "phoneCountryCallingCodeId": 1,
                    "mobileCountryCallingCodeId": 1,
                    "faxCountryCallingCodeId": 1,
                    "invoicesModuleEnabledInd": true,
                    "displayInvoiceNumberInPaymentsModule": true,
                    "adhocInvoicesEnabledInd": false,
                    "displayMemoInPaymentsModule": false,
                    "displayFolioInformationInPaymentsModule": false,
                    "recurringPaymentsEnabledInd": false,
                    "productsAndServicesEnabledInd": false,
                    "namePrefix": null,
                    "nameSuffix": null,
                    "displayDigitalSignatureForCardPresentTransactions": false,
                    "displayDigitalSignatureForCardNotPresentTransactions": false,
                    "paymentTokenizationEnabledInd": false,
                    "paymentsBatchAuthorizationEnabledInd": false,
                    "paymentsBatchProcessingEnabledInd": false,
                    "allowUsersToSelfEnrollInd": true,
                    "allowMultiCurrencyPricingInd": false,
                    "mobilePhoneCarrierType": {
                        "emailDomain": "",
                        "value": "Select",
                        "countryCode": "UNKNOWN",
                        "name": "UNKNOWN"
                    },
                    "cardPresentTransactionsEnabledInd": false,
                    "defaultCurrencyCode": "USD",
                    "allowPreAuthorizationTransactionInd": false,
                    "allowSaleTransactionInd": true,
                    "softDescriptorsEnabledInd": false,
                    "softDescriptorMerchantName": "",
                    "softDescriptorProductDescription": "",
                    "merchantStatus": {
                        "name": "ACTIVE"
                    },
                    "merchantURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "merchantDisplayTitle": "gaclinicpc-patientbilling",
                    "merchantCode": "gaclinicpc-patientbilling",
                    "sessionIdleTime": 900,
                    "sessionTimeoutTime": 20,
                    "keepaliveInterval": 300,
                    "customerSupportInformation": "+1-888-PAY-VELA",
                    "allowPaymentsWithoutLoggingIn": true,
                    "merchantBccEmailAddress": "no-reply-test@datumsoftware.com",
                    "abuseEmailAddress": "abuse@datumsoftware.com",
                    "merchantProperties": [
                        {
                            "id": 43,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "RETENTION_DAYS",
                            "propertyDescription": "# of days to retain payment tokens",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": null,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        },
                        {
                            "id": 44,
                            "merchantPropertyType": {
                                "name": "PAYMENT_TOKEN_CONFIG"
                            },
                            "propertyName": "PURGE_ENABLED",
                            "propertyDescription": "Is payment tokens purge enabled",
                            "groupName": null,
                            "propertyStringValue": null,
                            "propertyIntValue": null,
                            "propertyBooleanValue": false,
                            "merchantPropertyStatus": {
                                "name": "ACTIVE"
                            },
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1634225251000,
                            "lastUpdatedDateTime": null,
                            "message": null
                        }
                    ],
                    "merchantBillings": [
                        {
                            "id": 70,
                            "billingRateType": {
                                "value": "Previous Processor Rate",
                                "name": "PREVIOUS_PROCESSOR_RATE"
                            },
                            "visaPerTransactionRate": 0.1,
                            "mastercardPerTransactionRate": 0.1,
                            "discoverPerTransactionRate": 0.1,
                            "amexPerTransactionRate": 0.15,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0,
                            "cashPerTransactionRate": 0,
                            "paperCheckPerTransactionRate": 0,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.34,
                            "mastercardInterchangeFee": 0.34,
                            "discoverInterchangeFee": 0.34,
                            "amexInterchangeFee": 2.97,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": 0,
                            "visaNetworkFeeCardPresent": 0,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 72,
                            "billingRateType": {
                                "value": "Differential Rate",
                                "name": "DIFFERENTIAL_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.1,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.24,
                            "mastercardInterchangeFee": 0.24,
                            "discoverInterchangeFee": 0.24,
                            "amexInterchangeFee": 0.92,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 23.34,
                            "ceSuiteFee": 7.95,
                            "gatewayAccessFee": 10,
                            "monthlyStatementFee": 0,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 5,
                            "pciNonComplianceFee": 125,
                            "cardCompromiseAssistPlanFee": 54.95,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": -0.1,
                            "mastercardPerLocationFee": 1.5,
                            "amexCardNotPresentFee": 0.3,
                            "discoverProgramIntegrityFee": 0.05,
                            "visaMastercardAmexDiscoverPassthroughFee": 72.08,
                            "napfDOMDebitAuthReversalPerTxnRate": -0.0155,
                            "visaNetworkFeeCardPresent": -2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        },
                        {
                            "id": 71,
                            "billingRateType": {
                                "value": "VELA Rate",
                                "name": "VELA_RATE"
                            },
                            "visaPerTransactionRate": 0.05,
                            "mastercardPerTransactionRate": 0.05,
                            "discoverPerTransactionRate": 0.05,
                            "amexPerTransactionRate": 0.05,
                            "echeckPerTransactionRate": 0,
                            "moneyOrderPerTransactionRate": 0.1,
                            "cashPerTransactionRate": 0.1,
                            "paperCheckPerTransactionRate": 0.1,
                            "paypalPerTransactionRate": 0,
                            "visaInterchangeFee": 0.1,
                            "mastercardInterchangeFee": 0.1,
                            "discoverInterchangeFee": 0.1,
                            "amexInterchangeFee": 2.05,
                            "echeckInterchangeFee": 0,
                            "moneyOrderInterchangeFee": 0,
                            "cashInterchangeFee": 0,
                            "paperCheckInterchangeFee": 0,
                            "paypalInterchangeFee": 0,
                            "acquirerNetworkFee": 0,
                            "ceSuiteFee": 0,
                            "gatewayAccessFee": 0,
                            "monthlyStatementFee": 5,
                            "monthlyMinimumFee": 0,
                            "pciComplianceFee": 0,
                            "pciNonComplianceFee": 0,
                            "cardCompromiseAssistPlanFee": 0,
                            "chargebackRetrievalFee": 0,
                            "achRejectFee": 0,
                            "visaTransactionIntegrityFee": 0.1,
                            "mastercardPerLocationFee": 0,
                            "amexCardNotPresentFee": 0,
                            "discoverProgramIntegrityFee": 0,
                            "visaMastercardAmexDiscoverPassthroughFee": 0,
                            "napfDOMDebitAuthReversalPerTxnRate": 0.0155,
                            "visaNetworkFeeCardPresent": 2,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1642779499000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "merchantBillingModel2s": [
                        {
                            "id": 1,
                            "monthlyMinimumFee": 50,
                            "electronicStatementPerTransmission": 0.55,
                            "tier1LowerLimitAmount": 0.01,
                            "tier1UpperLimitAmount": 100000,
                            "tier1ProcessingFees": 1,
                            "tier2LowerLimitAmount": 100000.01,
                            "tier2UpperLimitAmount": 250000,
                            "tier2ProcessingFees": 0.75,
                            "tier3LowerLimitAmount": 250000.01,
                            "tier3UpperLimitAmount": 500000,
                            "tier3ProcessingFees": 0.5,
                            "tier4LowerLimitAmount": 500000.01,
                            "tier4ProcessingFees": 0.35,
                            "merchantVolumeDiscountByPercentage": 20,
                            "createdUserId": 1,
                            "lastModifiedUserId": null,
                            "lockedDateTime": null,
                            "lockedByUserId": null,
                            "createdDateTime": 1646247898000,
                            "lastUpdatedDateTime": 1707498705000
                        }
                    ],
                    "locale": "en_US",
                    "lateFeesEnabledInd": false,
                    "lateFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "lateFeesTier1FromNumOfDays": null,
                    "lateFeesTier1ToNumOfDays": null,
                    "lateFeesTier2FromNumOfDays": null,
                    "lateFeesTier2ToNumOfDays": null,
                    "lateFeesTier3FromNumOfDays": null,
                    "lateFeesTier3ToNumOfDays": null,
                    "tier1LateFees": null,
                    "tier2LateFees": null,
                    "tier3LateFees": null,
                    "waiveTheLateFeesEnabledInd": false,
                    "maxNumOfTimesPerYearLateFeeCanBeWaived": {
                        "name": "UNKNOWN"
                    },
                    "paymentApplicationURL": "https://gaclinicpc-patientbilling-test.payvela.com/ui/resources/login",
                    "giftCardsEnabledInd": false,
                    "minBookingNumberLength": 0,
                    "maxBookingNumberLength": 0,
                    "allowPartialPaymentsForInvoicesInd": false,
                    "convenienceFeesEnabledInd": false,
                    "creditCardsConvFeesType": {
                        "name": "PERCENTAGE"
                    },
                    "creditCardsConvFees": null,
                    "industryType": {
                        "name": "HEALTHCARE"
                    },
                    "displayHealthcareFieldsOnHSAFSAPaymentMethods": false,
                    "displayChartOnDashboard": false,
                    "reportsModuleEnabledInd": true,
                    "displayLastXDaysOfPaymentTokensForCardOnFile": null,
                    "chartsDisplayTransactionRevenue": {
                        "name": "NONE"
                    },
                    "chartsGroupByPaymentMethods": {
                        "name": "NONE"
                    },
                    "chartsGroupByTransactionTypes": {
                        "name": "NONE"
                    },
                    "chartsGroupByProductsAndServices": {
                        "name": "NONE"
                    },
                    "chartsDateRangeType": {
                        "name": "TODAY"
                    },
                    "numOfDaysBetweenCheckinAndCurrentDate": null,
                    "smsSubscriptionType": {
                        "name": "FREE_VIA_SMTP"
                    },
                    "cardPresentManualEntryOnlyTransactionsEnabledInd": false,
                    "cardNotPresentTransactionsEnabledInd": true,
                    "splitPaymentsEnabledInd": false,
                    "accountLookupEnabledInd": false,
                    "nextGenHpiLocationLookup": "Georgia Clinic PC, Patientbilling",
                    "billingEmailRequiredForPayments": false,
                    "cardholderNameRequiredForTransactions": false,
                    "textMessageType": {
                        "name": "SMS"
                    },
                    "billingEnabledInd": true,
                    "billingRevenueShareByPercentage": 12.15,
                    "installmentPaymentsEnabledInd": false,
                    "minNumberOfInstallments": null,
                    "maxNumberOfInstallments": null,
                    "settledTransactionsReportEnabledInd": true,
                    "summaryByTypeReportEnabledInd": true,
                    "transactionSummaryReportEnabledInd": true,
                    "settledTxnsReportEmailRecipients": null,
                    "offlinePaymentActionsOnInvoiceModuleEnabledInd": false,
                    "qrCodeEnabledInd": true,
                    "dateFormat": {
                        "value": "yyyy-MM-dd",
                        "name": "YYYY_MM_DD"
                    },
                    "dateTimeFormat": {
                        "value": "yyyy-MM-dd hh:mm a zzz",
                        "name": "YYYY_MM_DD_HH_MM_A_ZZZ"
                    },
                    "logoutSingleSignOnTime": 10,
                    "reconciliationPlatformName": {
                        "value": "NextGen/HPI Healthcare",
                        "industryType": "HEALTHCARE",
                        "name": "NEXTGEN_HPI_HEALTHCARE"
                    },
                    "employerIdentificationNumber": "12-1234567",
                    "autoReconciliationEnabledInd": false,
                    "customerSummaryEnabledInd": true,
                    "surchargesEnabledInd": false,
                    "surchargesByPercentage": 0,
                    "onlineReceiptLinkEnabledInd": true,
                    "maxNumOfFailedOneTimePasscodeAttempts": 3,
                    "apiAccessEnabledInd": false,
                    "message": null,
                    "address": null,
                    "fullName": null,
                    "activeUserCount": null,
                    "activeCustomerCount": null,
                    "paymentTokenPurgeEnabledInd": false,
                    "paymentTokenPurgeDays": null,
                    "language": null,
                    "echeckConvFees": null,
                    "echeckConvFeesType": {
                        "name": "FLAT"
                    },
                    "emvcompliantTransactionType": {
                        "name": "RELAXED"
                    }
                },
                "customerStatus": {
                    "name": "ACTIVE"
                },
                "customerType": {
                    "name": "PATIENT"
                }
            },
            "customerId": null
        }
    ],
    "recordCount": null,
    "message": null
}

Updated As Of Version 6.1.1